[Show all top banners]

Sajha keto
Replies to this thread:

More by Sajha keto
What people are reading
Subscribers
:: Subscribe
Back to: Kurakani General Discussion Refresh page to view new replies
 home mortgage refinance
[VIEWED 1174 TIMES]
SAVE! for ease of future access.
Posted on 07-13-20 3:29 PM     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

creating this threads for people who are interested in refinancing. Let's share each other's rate and possibly the lender's details if the rate is lower.
The lowest I am getting currently(after discussing with couple of lenders), I am getting @ 2.75% for 30 years with 0 closing cost and 2.375% for 15 years with 0 closing cost
Similarly, 2.625% if I pay closing cost which is $3800 for 30 years and 2.125 for 15 years with same closing cost.
My loan amount is around 445K

How about yours?

Also,
Normally, I do check the current rate at http://www.mortgagenewsdaily.com/mortgage_rates/daily.aspx
and the rate you would expects from different lenders is around 0.15-0.25 less than what is listed in this site. That's my observation after doing research couple of months
Last edited: 13-Jul-20 03:29 PM

 
Posted on 07-13-20 6:11 PM     [Snapshot: 86]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

I think the rate depends on where you live? What state do you live in, Sajha Keto?
 
Posted on 07-13-20 9:12 PM     [Snapshot: 188]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

The rate I am referring to is for Virginia. One of my friend got same rate for MD as well. So, location should not matter much, rather it would have matter with your profile, earning,loan amount etc
 
Posted on 07-13-20 9:24 PM     [Snapshot: 199]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

2.75%, really!
Normally, the mortgage lenders show one rate to advertise and offer you a higher rate when you contact them. They give the reason for the different rate as their credit score, state where they live in and blah blah...
 
Posted on 07-13-20 9:40 PM     [Snapshot: 220]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

Sajha Keto- can you share your lender information ? Thanks
 
Posted on 07-13-20 10:10 PM     [Snapshot: 240]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

@adhikari bro, I do have the initial disclosure with that rate. I am planning to lock the rate this week unless I get lower than this.
@Frustu, I will dm his details after checking with him. He was saying he has so much applications so takes time to work on iit
 
Posted on 07-13-20 10:18 PM     [Snapshot: 254]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

SK, since you are in the market, I'm certain you've been doing some research on home prices. What's your finding? Has covid affected house prices much?
 
Posted on 07-13-20 10:39 PM     [Snapshot: 278]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

2.375 for 15 years with 0 closing sounds the best
 
Posted on 07-13-20 11:31 PM     [Snapshot: 314]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

If you post the lender’s name here then others can take an advantage as well.
 
Posted on 07-13-20 11:40 PM     [Snapshot: 322]     Reply [Subscribe]
Login in to Rate this Post:     0       ?        
 

According to Black's Law Dictionary, "Mortgage" means PAY UNTIL YOU DIE!
 


Please Log in! to be able to reply! If you don't have a login, please register here.

YOU CAN ALSO



IN ORDER TO POST!




Within last 7 days
Recommended Popular Threads Controvertial Threads
which stock to buy
❤️ चिक्नी चमेली ❤️
प्रियंका कार्की फोटो अबलम भाग २ , ३ जून २०१६ copyright @पुन्टर
Buying land in kathmandu
बचत होइन लगानी गरौ !!!
Face mask नपाइने भए bra तथा underwear ले काम चलाउन अनुरोध
प्ब्जी गेमप्ले
भीष्मजी की श्रीमती
स्कूलमा पढेका कथा - भुतको शिकार, शिशिर बसन्तको कथा देखि टाउकोको मोल सम्म
एक नयाँ सूरुवात जिन्दगीको
TPS NO MORE RENEW! COURT ALLOWS END TO TEMPORARY PROTECTED STATUS
आहा! कती मिठो गीत्!
The Great Himalayan Cable Car
Breaking...... Kulman
विश्वास
TPS holder are the one who took Trump to Court? Why are they crying now?
म को हुँ ।।।
Truth!!!!
हामी थुक्छु एस्तो मान पदवी!!,
How to find a job in this pandemic as an IT fresher?
NOTE: The opinions here represent the opinions of the individual posters, and not of Sajha.com. It is not possible for sajha.com to monitor all the postings, since sajha.com merely seeks to provide a cyber location for discussing ideas and concerns related to Nepal and the Nepalis. Please send an email to admin@sajha.com using a valid email address if you want any posting to be considered for deletion. Your request will be handled on a one to one basis. Sajha.com is a service please don't abuse it. - Thanks.

Sajha.com Privacy Policy

Like us in Facebook!

↑ Back to Top
free counters